January 22, 2026
Shared Risk Fertility Treatment: Cutting Costs with IVF Refund Programs
Shared risk programs like Shady Grove Fertility’s 100% Refund Guarantee and Glow First offer financial relief for IVF treatments. Over 8,000 families have benefited from Shady Grove’s program, with 82% taking home a baby. Glow First, a fertility app, provides up to $1,800 in financial support for couples who don’t conceive naturally within 10 months.
Key Takeaways
IVF Cost Management: Shady Grove Fertility’s 100% Refund Guarantee Explained
Shady Grove’s Shared Risk program guarantees a full refund if IVF or donor egg treatment doesn’t result in a live birth, with 82% of participants successfully taking home a baby. The program covers up to six IVF cycles, embryo cryopreservation, and unlimited frozen transfers for a flat fee.
Financial Options for Fertility Treatment: Up to 6 IVF Cycles Covered
Patients enrolled in Shared Risk receive a fixed-cost package for IVF or donor egg treatments, eliminating unpredictable expenses. This includes cycle monitoring, bloodwork, ultrasounds, and transfers—all designed to reduce financial stress during fertility journeys.
Glow First Program: Free App with $1,800 Fertility Support
Glow’s fertility app helps users track ovulation and reproductive health, while its Glow First program offers $50/month contributions over 10 months. Participants who don’t conceive naturally receive $1,800 in financial assistance, with payouts distributed equally among non-pregnant participants.
Fertility Treatment Success Rates: 82% Take-Home Baby Rate in Shared Risk Programs
Shady Grove’s Shared Risk program has helped 8,000+ families, with 82% achieving pregnancy. The high success rate makes it a low-risk financial option for IVF, particularly for patients with a history of infertility or those requiring donor eggs.
Lowering IVF Costs: Combining Insurance and Shared Risk Programs
Patients with partial insurance coverage can pair it with Shared Risk to cover out-of-pocket expenses. For example, if insurance covers 50% of IVF costs, Shared Risk can absorb the remaining 50%, ensuring a guaranteed refund if treatment fails.
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