Affordable Fertility Financial Programs & Insurance Options 2024

Shady Grove Fertility offers financial programs for patients without insurance, including Shared Risk 100% Refund and Multi-Cycle discounts. Over 1,900 patients utilized these programs in 2011, with options like insurance coverage, fertility loans, and grants up to $10,000 from the Cade Foundation.

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Key Takeaways

IVF Cost Refund Guarantee: Shared Risk 100% Program

This program offers up to six IVF cycles for a flat fee with a 100% refund if treatment fails. Ideal for patients under 39 or using donor eggs, with a 63% success rate. Over 1,100 patients used it in 2011, eliminating financial risk.

Multi-Cycle IVF Savings: 40% Discount on Two Cycles

Prepay for two IVF cycles and subsequent frozen transfers to save 40%. Includes cryopreservation and storage. 191 patients enrolled in 2011, fixing costs and reducing out-of-pocket expenses for those without insurance.

Shared Donor Egg Cost Reduction: 50% Savings for Recipients

Patients pay half the cost by sharing donor eggs with 1:2 or 1:3 programs. 75% of donor egg patients used this option in 2011, maintaining a 63% success rate while halving treatment costs.

Fertility Loans: $15,000 Average Patient Financing

Fertility Finance provides loans with competitive rates, averaging $15,000 per patient. Hundreds of Shady Grove patients accessed this option in 2011 to cover treatment expenses.

Infertility Grants & Financial Assistance: $10,000 Cade Foundation Support

The Cade Foundation offers grants up to $10,000 for IVF or adoption, including the Savannah Grant for Shady Grove patients. Applications due by June 1 annually, with 24% growth in 2011 for the Shared Help income-based discount.

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